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7 Home Based Business Ideas that You Can Start with Little or No Money

You might have the motivation to start your own business, but renting a physical office or interacting with strangers might not be your cup of tea. Well, there are plenty of low-cost, home-based business and start-up ideas that will help you overcome this and help you make the most of your talents and skills.

Find something that feeds your passions and uses your skills to the max and put it to work. One cannot live only on their passions, after all! Depending on what your talents are, pick a business idea from the list below.

1- Bookkeeping Services

If you are great with numbers and have a bookkeeping degree or training course in your CV, you can work from the comfort of your home as a bookkeeper. You don’t have to be a Certified Public Accountant, but you do have to master those numbers. You will need an invoicing tool, but some free ones available online will make this part easier for you. and are a great example of free invoicing tools you can use. With a little previous experience in the field, you could offer some of the following services.

Depending on your skill and rapidness, you can work for more clients and boost your revenue in time. In the beginning, try not to work with too many clients. This will make you lose important parts of your job and slack on the quality.

2- Marketing Services

People with a little background experience and knowledge of marketing can consider using it to boost their income and establish their first start-up. Even if you lack prior knowledge and experience, you can enrol in an online marketing course get a good grasp of the basics. While this is not the most affordable investment you can make, you can be sure you will have the necessary skills, tools and knowledge base to work in the field.

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After you get your theory and a little bit of practice straight, there is nothing holding you back from opening your small, solo digital marketing agency. Alternatively, you can work as a freelancer and find jobs on platforms like or There are plenty of companies looking for freelancers to supplement their efforts and capabilities. SEO agencies are in constant search of trained and knowledgeable freelancers as well. But before bidding on such projects, ensure that you can deal with the following.

  • Create high-quality, informative content;
  • Create Meta descriptions and suitable titles;
  • Use the right keyword density and avoid spammy phrasing;
  • Tags and categories;
  • Images relevant to the content with SEO captions and tags.

3- Online Learning or Online Courses

Making money with an online course seems like a dream to you?! Well, the market for online courses if big enough to fit you in! Find a field you are proficient in or get proficient in one before anything else!

If you still don’t know enough in the field, online courses will help you learn more. With a good knowledge base, start to search for guidelines and directions.

Try to create content for your course in such a fashion to make it different than the ones already available in your niche. Make it engaging and make it informational enough to help your students learn as much as possible. Also, ensure that your course is as readable as possible. You want to make it easy for your students to accumulate and use the information you provide.

After you are happy with your content, you can start working on your marketing strategy. Facebook, Instagram, Pinterest, and Twitter are amazing social media platforms to get the word out about your course. Use them!

4- Personal Virtual Assistant

Personal virtual assistants are thriving. Everybody seems to be needing one today! Why don’t you jumpstart your home-based business by becoming one? If the job title doesn’t sound too classy for your own taste, you should know it: they pay well! As a digital version of a personal assistant, some previous experience will help. But don’t worry, you don’t necessarily need the experience to become a valued virtual personal assistant. You can start as a part time virtual assistant and grow your business into full time when you are all set.

This type of business allows you to preserve your freedom and select your clients, depending on your preferences, available time, your pay rate and payment schedule, and so on. You can find clients on platforms like, and you can select only those who fit your requirements.

5- Tester and Reviewer

Start-ups or online retailers usually search for testers and reviewers for their products or services. These positions pay well enough to allow you to comfortably live and if you’re good enough, you will end up being approached by companies to test their products.

Start with a profile on a freelancing platform, and you might end up becoming a reputable influencer in your area if companies are pleased with your work. If you have your own profile or blog, you can even write entire posts about products and services. This will allow you to change more and supplement your income. Plus, it’s entirely home-based!

6- Secretarial Services

Secretarial services are similar to virtual personal assistant ones, and they require little to no experience. All you need to have is the following set of skills.

  • Strong organizational skills;
  • State-of-the-art communication skills;
  • Time management capabilities;
  • Perfect autonomy levels.

What will you be doing as a virtual secretary? You will have to book meetings and organize calendars, replay to emails and put together presentations for products, services or the company itself. Not as hard as you thought, and this type of job pays incredibly well. Find your clients on the platforms we already mentioned above.

7- Online Dating Consultant

The online dating world is growing at a fast pace. Multiple dating platforms and applications mean more potential clients for you, as an online dating consultant. If you’re good with words and know how the entire online dating gig works, become a virtual wingman or wing girl for those searching for their other half online.

Your daily schedule will consist of writing profiles, offering phone updates for users’ matching status and acting as an account manager on dating sites for your clients.

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